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She’s risking a home purchase over $70 a month. Would you? She got $30,000 off the price, removed subjects, and now wants out after a 0.25% rate hike. Her broker isn’t answering, and she’s terrified home prices will fall. Is she being cautious or letting fear take control?
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One closing this week puts us at 70 of our 100-home goal for 2026. Thankful for every client, every referral and this team. Know someone buying or selling? We'd love to help. Call or text me at 515-313-7103 Scheib Real Estate Team | REAL Broker LLC #DesMoinesRealEstate #IowaRealEstate #100HomesIn2026
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UNIVISION: What policies do you support to stop the increases in housing costs? ANSWER: Build more housing! California has over a million vacant lots, but government fees and regulations add $200K to the cost of every new home. I'll cap fees at $50K and fill those lots with starter homes for working families. (I would have loved to hear Becerra's plan. Too bad he refused to appear on stage with me and debate.)
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Fence Saga Part 7… and yes, we still have the receipts. 😅 One of the biggest lessons we learned after buying 10 acres: document EVERYTHING. Surveys, property lines, notices, photos, videos, dates — keep it all. You never know what you’ll need later. We definitely didn’t expect owning land to teach us this lesson, but hopefully sharing what we went through helps someone else avoid learning it the hard way. Follow to see what we learn while turning these 10 acres into our family’s forever home.
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There are millions of homes for sale with a 3% mortgage already attached, and you’re allowed to take it over. It’s called an assumable loan. If the seller has an FHA, VA, or USDA mortgage, you can legally step into it at their rate. Their 3% becomes your 3%, instead of a brand-new bank loan at today’s 6.5%. The bank will never point you to it, because a new loan is their payday and a loan you inherit isn’t. You just look for the word “assumable” and cover the gap between the loan balance and the
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If you’re going through a divorce, the mortgage needs its own plan too. One of the biggest misconceptions I see is that a divorce decree automatically takes someone off the mortgage. It doesn’t. If both names are on the loan, both borrowers can still be responsible for the debt, even if one person moves out or signs over their ownership interest. Before making any decisions about the house, it’s important to understand whether refinancing, assuming the loan, or another option makes sense based o
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A home buyer came to me with one goal… Buy a home she’d love living in because it was close to the action and in great condition. AND, she wanted a “house hack” to have a tenant offset her mortgage. It’s not an easy task. We saw 15 homes over 7 months and but many of them felt outdated for the price, were in a location that just didn’t feel lively, or had a basement that seemed unappealing to renters. If you’re looking for a “house hack” or have other specific wants or needs, shoot me a DM. I’d
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