Dec 18, 2025 · What Is Term Life Insurance? Term life insurance offers a death benefit to beneficiaries if the insured passes away within a set period, known as the term. This is usually 10, 15, or 20 years.

Term life insurance is an insurance policy that pays beneficiaries if you die while the policy is active. There's a set period for premiums, which is the amount you pay for coverage, aka the "term." The set …

Nov 13, 2025 · Term life insurance is a type of life insurance policy that only lasts for a finite period of time, typically between one and 30 years, and expires at the end of the term.

Sep 17, 2025 · Term life insurance is a type of life insurance that provides coverage for a specific period, usually 10, 15, 20 or 30 years. If you die during the term and your premiums are up to date, your …

Term life insurance offers temporary coverage for a set length of time — often 10, 20 or 30 years — and provides a payout to your life insurance beneficiaries if you die during that time.

Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered …

Term life insurance provides coverage during a specific period of time, such as 10, 20 or 30 years. If you pass away during that term and you're up to date on your policy payments, your...

Dec 1, 2025 · The most common term life insurance policy duration is 10 years. If the insured lives beyond the specified period in which the policy is active, the policy simply expires and the insured …

Oct 29, 2025 · A term life insurance policy is the simplest form of life insurance: You pay a premium for a period of time — typically between 10 and 30 years — and if you pass away during that time, a death …

Jul 31, 2024 · Term life insurance is a policy that lasts a set term — usually between 10 and 30 years — and then it expires. You make premium payments in exchange for coverage. If you die during your …