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  1. LSR - The Pension Fund for State Employees in Iceland

    Pensions At LSR you get extensive pension rights for you and your family. More about LSR pensions

  2. Overview - LSR

    LSR offers indexed mortgages with a fixed interest rate for the whole loan period. You do not have to pay a prepayment fee, neither when you pay a part of your loan off early nor when it is paid …

  3. Contact us - LSR

    For pension matters: [email protected] For contributions and private pension savings: [email protected] For loan matters: [email protected] Submitted invoices and related issues: [email protected] General …

  4. News and announcements - LSR

    Dec 12, 2025 · LSR has redesigned two types of applications on My Pages: the application for the payment of Private Pension savings and the application for a spouse’s pension.

  5. Loan calculator - LSR

    Due to a Supreme Court ruling in case no. 55/2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term.

  6. LSR Investment Policies 2026

    Dec 19, 2025 · The Board of LSR has approved the fund’s investment policies for Division A, Division B and the Private Pension divisions. The policies apply for the year 2026.

  7. Overview - LSR

    LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.

  8. Investments - Overview - LSR

    LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well …

  9. Employers - LSR

    LSR is divided into Divisions A and B, as well as private pension. Division B was closed in 1996, and therefore most active fund members pay into Division A, which accepts new fund …

  10. LSR Private Pension - LSR

    Get a pay raise with private pension savings! When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings. That's a direct pay raise …