A trust can keep life insurance out of your estate, protect government benefits and give you more control over how the money ...

Mutual companies put ownership in the hands of policyholders.

If you co-own a business, here’s a question worth sitting with: What would happen to your company if one of the partners were to die tomorrow? Without a plan in place, the answer could involve legal ...

We study consumer demand for savings, life insurance, annuities, and long-term care insurance using novel survey data and a structural life-cycle model. We document that individuals perceive ...