Life insurance policyholders agree to make regular payments to insurance companies in exchange for a guaranteed death benefit. That benefit is paid to the policyholder’s beneficiaries if the ...

The most recent version of the study showed that 57% of men and 46% of women said they own life insurance – a gap of 11 percentage points. The self-reported gap in life insurance ownership between men ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Life insurance can be a powerful tool to incorporate into your estate and broader financial plan, particularly if you are a business owner. This is due, in large part, to the tax-free nature of income ...

Only 43% of Hispanics report having life insurance coverage, the lowest ownership among any racial or ethnic group over the last decade, according to the 2024 Insurance Barometer Study by LIMRA and ...

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

Hispanics have the lowest rates of life insurance ownership when compared to Whites and African-Americans, according to "The 2011 Insurance Barometer Study" from the nonprofit Life and Health ...