Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

In a recent article in “Retirement Watch,” published by Bob Carlson, he clarified when distributions from Roth accounts are ...

The scenario plays out on retirement forums almost weekly: a 50-year-old with $1.8 million in a traditional 401(k) and ...

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year. Even though she has another Roth IRA at a different broker, she was encouraged to keep the money where she already had her ...

Once a Roth IRA meets the five-year rule and age 59½, you can withdraw even if still working. Accessing a 401(k) while employed depends on plan rules, loans, and hardship withdrawal options.

The pre-retiree forum question keeps appearing in different forms: a 54-year-old software engineer with $1.4 million in a 401(k) wants to stop working at 55 and bridge to Social Security at 67 without ...

Fidelity says large Roth IRA conversions can spike taxes and trigger Medicare IRMAA surcharges. Learn why smaller annual ...

If you own a Roth IRA, you already know the pitch: contribute after-tax dollars, let them grow, pull them out tax-free in retirement. Here is the part the brochure buries: your earnings are only ...

Americans saving for the future are focused on ensuring that the savings they build now will sustain the lifestyle they envision once their working years are behind them. That purpose guides almost ...

Wendy Connett has 20+ years of experience as a financial journalist and editor. Her subject-matter expertise includes wealth management, asset management, hedge funds, mutual funds, exchange-traded ...