Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

Getting life insurance is not something we like to think about, but it’s important, especially if you have a family or don’t want to leave your loved ones with the debt that may arise after you’ve ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Also, with a guaranteed-issue policy, you often have to wait for two to three years before you can get your full death ...

Looking for the best rate and coverage for life insurance? Consider Sproutt. Simplified issue and guaranteed issue life insurance are two types of coverage that have little to no health questioning ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...