Your car insurance quote will generally show the insurer's suggested limits—usually more than the mandated minimums—for each ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.