Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...

A hybrid mortgage combines the stability of a fixed-rate mortgage with the flexibility of an adjustable-rate mortgage (ARM). This type of mortgage offers a fixed interest rate for an initial period, ...

According to the Mortgage Bankers Association, the number of ARM applications jumped 25% last week, to their highest level in three years. Adjustable-rate mortgages — ARMs in real estate lingo — are ...

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

With the Federal Reserve cutting its benchmark rate, some homebuyers may wonder whether mortgage rates will follow — and whether an adjustable-rate mortgage could offer a cheaper way to get into a ...

“When you get a fixed-rate mortgage, it's like buying insurance against inflation, and you're paying for that insurance over the whole life of the mortgage,” one expert told us. The real estate market ...

The love-it-or-loathe-it adjustable rate mortgage (ARM) is seeing an uptick in activity as the Mortgage Bankers Association reveals 10% of purchase-mortgage applications for the week ending October 3, ...

On Tuesday, a fresh snapshot of average mortgage rates put adjustable-rate mortgages back in the spotlight as buyers hunt for ...

Mortgage rates greatly influence home pricing and monthly payments. Choosing between ARM and fixed-rate mortgages depends on term expectations. Mortgage rates typically align with 10-year treasury ...